Is There Any State Where Mandatory Health Insurance Online Quote Has Worked?
Have you ever engagementen self-employed, and tried to justify not making health coverage? Unfortunately many unengagedlancers and micro-business owners dont have any form of health insurance. They are alive on a wing and a prayer that nothing major happens to them. If you dont have health insurance, and you think you can justify not having any, I hope you will change your mind after I confirm to you a true story about two mates who had children get hurt. Neither friend could afford health coverage. The names in quotations in the following paragraphs are not my friends real names. I have changed them for their right to privacy. If you dont think you rethe whole loty desire health insurance read on:
One of my advantageous friends, “Alice,” is a nurse. She is an agency nurse, just as I used to be. (When you work for an agency, you are not an employee; you are an independent contractor.) Alices son, “Jason,” went swimming a couple of summers ago. Frolicking around, her 17 year second hand son brought a flying leap off the rope into the brook. adolescent did he know when he let go of the rope he would get confused in a sandbar and reprieve his leg. The poor guy hit in the shallow water and spun cherish a corkscrew. He broke his leg in 3 places. The worst allowance for Jason was that he had to suffer several days before he could have surgery to set his leg, since his mom had no insurance. Jason finally got the operation he needed, only because his mom got him into a sickbay in Augusta that will discuss indigent people.
If it had not been for the medical center in Augusta, GA, Jason might never have gotten his broken leg fixed. We dont have free health care here in the United States, so it is chief, if you have children to have health insurance. You never know what could happen. You could have a car wreck that leaves you with hardware sticking out of your flesh holding your bones together.
Anvariegated friend of mine, “Julie” is a medical transcriptionist. She does not carry insurance either, because she doesnt make sufficient in her micro-business to pay the premiums. Her female child, “Anne,” spent the night over at her girlfriends house. Anne and her friend “Sara” get the bright idea to jump off a 12-foot balcony at Saras house. They proceed to couch pillows down on the floor and then they climb the stairs to the balcony. Sara jumps first and she is alright. Sara is only about 60 pounds, because she is only 8. Anne, on the other hand, is 13 and a little on the heavy adcongregateing.
After Sara made a flying leap and landed in the temperate pillows and lived to chortle about it, Anne makes her flying leap. She hits ankle first like a load of bricks. She broke every bone in her foot. Saras mom knew nothing about this because she was working in her office at the other end of their house. Saras mom happened running when she heard the screaming.
Annes mom, Julie, didnt have health insurance either, however she had one advantage that Jasons mom, Alice, didnt have. Julies daughter was handled by Medicaid, which is a state funded health insurance. Anne had surgery right away. She had all classes of hardware sticking out of her feet. She was in a wheelchair for almost a year. Thanks to the care that she got she can walk normally now.
Its really suffering that there are people who dont have access to medical care simply because they dont have the money to pay for the health insurance premium. In our country, access to health care is not a basic human right. You have to pay for it. If you are admitted to the ER the doctor has to see you. You will not be turned around away, but you will only get treatment for that visit. Youll get charged thousands of dollars for that visit also. If you cant pay, dont worry. Youll just be sent bill after bill and when you cant pay them your account be sent to a collection agency. When period goes by, and you dont pay the collector, the collections department can take you to court to sue you. Its a sad state of affairs when you cant get health care when you need it most.
As a self-employed person, I would suggest checking with the place of Commerce in the county in which you live. The Chamber of Commerce may be able to advise you which sorts to join to get affordable health insurance. Sixty percent of self-employed people dont have any form of health insurance. You really cannot afford to be without it. There is a group called NASE (National Association for the Self-employed) that is the largest resource for self-employed people.
Sources:
Personal knowledge
And
http://news.nase.org/nase_about.asp
http://www.uschamber.com/issues/index/health/healthcov.htm
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Filed under: Health Insurance
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